Core Industries

Contractors & Trades Insurance Across the South & Southeast

Insurance designed for contractors and skilled trades facing project demands, GC requirements, safety exposures, and tight deadlines across the South and Southeastern United States.

We combine insight, process, and responsiveness to deliver smarter coverage and measurable results. combining insights, process and responsiveness to deliver smarter covergae and measurable results

Why Contractors Choose T. Hudson Risk Advisors

Expert support designed for jobsite realities, GC requirements, subcontractor workflows, and fast-moving projects.

Fast, Accurate Certificates & Compliance

Clean, timely certificates aligned with GC and project requirements.

Contract Review That Protects Your Business

We flag risk-heavy provisions, identify negotiable items, and help you meet contract compliance without overpaying.

Risk Management Built for Jobsite Reality

We strengthen subcontractor vetting, safety workflows, and reporting processes that reduce loss and improve jobsite performance.

A Team That Understands Contractors & Trades

Your account is managed by specialists who work exclusively with construction and trade clients.

SERVING CONTRACTORS ACROSS THE SOUTHEAST

Georgia, Florida, Alabama, Tennessee, Texas, North Carolina, and South Carolina.

Insurance That Works as Hard as You Do

Contractors today face strict insurance requirements, complex jobsite risks, subcontractor challenges, and rising costs. We partner with you to review contracts, identify negotiable items, and place the proper coverage at the right price.

Why Contractors Choose T. Hudson Risk Advisors

Fast, Accurate Certificates & Compliance

Certificates issued quickly, cleanly, and in strict alignment with project requirements.

Contract Review That Protects Your Business

 We analyze contract language, flag risk-heavy provisions, and identify areas you can negotiate.

Risk Management Built for Jobsite Reality

We enhance subcontractor vetting, safety protocols, and reporting workflows to reduce exposure.

A Team That Understands Contractors & Trades

Your account is managed by specialists who know contractor operations and industry demands.

SERVING CONTRACTORS ACROSS THE SOUTHEAST

Georgia, Florida, Alabama, Tennessee, Texas, North Carolina, and South Carolina.

What Brings Us Together

We follow a process that ensures clarity, communication, and measurable improvement across every account.

Understanding

We take the time to learn your operations, contracts, jobsite exposures, subcontractor usage, equipment assets, and growth plans to ensure proper coverage design.

Communication

We communicate proactively with you, your GC partners, your project managers, and your carriers to ensure seamless certificates, compliance, and claims support.

Measured Results 

We aim to reduce friction, prevent losses, improve compliance, and deliver long-term results across safety, operations, and insurance cost.

Contractors & Trades We Insure

General Contractors
Mechanical & Specialty Trades

Site Work

Property Services
Interior Trades
Exterior Trades

Contractors & Trades We Insure

Serving General Contractors, Skilled Trades, and Specialized Service Providers Across the South & Southeast.
General Contractors
Mechanical & Specialty Trades
Site Work
Property Services
Interior Trades
Exterior Trades

General Contractors

Skilled Trades

Specialized Trades & Light Service Providers

Core Coverages

Contract & Jobsite-Driven Coverages

General Contractors

Skilled Trades

Specialized Trades & Light Service Providers

Insurance Coverage for Contractors & Skilled Trades

Comprehensive protection designed to meet GC, jobsite, and contract-driven requirements — while supporting subcontractor-heavy operations.

Core Policies

Contract & Jobsite-Driven Coverages

Recommended Additional Coverages

Insurance Coverage for Contractors & Skilled Trades

Comprehensive protection designed to meet GC, jobsite, and contract-driven requirements — while supporting subcontractor-heavy operations.

Core Policies

Contract & Jobsite-Driven Coverages

Recommended Additional Coverages

The T. Hudson Way

A structured approach built around clarity, confidence, and results.

1. Discovery & Understanding

We analyze operations, exposures, contracts, fleets, equipment, and subcontractor workflows to understand risk across your entire business.

2. Design & Placement

We build a coverage strategy using top regional and national carriers — balancing coverage breadth, pricing competitiveness, and compliance requirements.

3. Support Always

We manage certificates, endorsements, claims support, audits, and renewals with consistent communication and clear service expectations.

WHY CONTRACTORS CHOOSE T. HUDSON

Fast, Accurate Certificates & Compliance

Certificates issued quickly, cleanly, and in strict alignment with project requirements.

Contract Review That Protects Your Business

 We analyze contract language, flag risk-heavy provisions, and identify areas you can negotiate.

Risk Management Built for Jobsite Reality

We enhance subcontractor vetting, safety protocols, and reporting workflows to reduce exposure.

A Team That Understands Contractors & Trades

Your account is managed by specialists who know contractor operations and industry demands.

SERVING CONTRACTORS ACROSS THE SOUTHEAST

Georgia, Florida, Alabama, Tennessee, Texas, North Carolina, and South Carolina.

General Contractors

REAL ESTATE & HOSPITALITY VERTICALS:

RECOMMENDED POLICIES:

CONSTRUCTION VERTICALS:

RECOMMENDED POLICIES:

How to Move Forward

Choose the path that fits your needs. Whether you're exploring options, ready to schedule a call, or prepared to begin the onboarding process, we make getting started simple, clear, and comfortable.

Whether you're exploring options, ready to schedule a call, or prepared to begin the onboarding process, We make getting started simple, clear, and comfortable.

Review My Contracts & Coverage

Discuss your current policies, future growth plans, or specific project demands.

Request a Customized Insurance Quote

We’ll evaluate your operations, exposures, and contracts and design a competitive program.

The Contractor's Insurance Checklist

We’ll perform a risk gap analysis, identify improvements, and uncover cost-saving opportunities.

Choose whichever path is best for you. Your company will receive the same level of clarity, professionalism, and dedicated support that define T.Hudson Way.

Where We Operate

Primary Service Region with nationwide incidental coverage available for contractors and trades.

Choose the path that fits your needs. Whether you're exploring options, ready to schedule a call, or prepared to begin the onboarding process, we make getting started simple, clear, and comfortable.

T. Hudson Risk Advisors is licensed across the South and Southeast and can support incidental exposures nationwide for contractors and skilled trades.

FAQs

Contractors Insurance in the South & Southeast

Choose the path that fits your needs. Whether you're exploring options, ready to schedule a call, or prepared to begin the onboarding process, we make getting started simple, clear, and comfortable.

States Served, Meeting GC Requirements, Certificate Turnaround.

1. What contractors and trades do you insure?

We currently support contractors across the Southeast, including Georgia, Florida, Alabama, Tennessee, Texas, North Carolina, and South Carolina. If you operate in surrounding states, our team can confirm eligibility based on your trade and coverage needs. We routinely work with multi-state contractors as well, ensuring coverage is properly structured for crews, vehicles, and projects that move across state lines.

Yes. Our team reviews your contracts, highlights required coverages, and builds programs that align with GC insurance standards — including Additional Insured endorsements, Primary & Non-Contributory wording, Waivers of Subrogation, and per-project aggregate limits. We also help you understand which items are negotiable and which are mandatory, so you can protect your business without taking on unnecessary contract obligations.

Most certificates are issued the same day — often within a few hours. For urgent jobsite requests, our service team provides priority turnaround to keep your projects moving without delays. We maintain a streamlined internal process specifically for contractors, ensuring your COIs are clean, accurate, and fully aligned with GC or project-specific requirements.

Most certificates are issued the same day — often within a few hours. For urgent jobsite requests, our service team provides priority turnaround to keep your projects moving without delays. We maintain a streamlined internal process specifically for contractors, ensuring your COIs are clean, accurate, and fully aligned with GC or project-specific requirements.

Most certificates are issued the same day — often within a few hours. For urgent jobsite requests, our service team provides priority turnaround to keep your projects moving without delays. We maintain a streamlined internal process specifically for contractors, ensuring your COIs are clean, accurate, and fully aligned with GC or project-specific requirements.

Most certificates are issued the same day — often within a few hours. For urgent jobsite requests, our service team provides priority turnaround to keep your projects moving without delays. We maintain a streamlined internal process specifically for contractors, ensuring your COIs are clean, accurate, and fully aligned with GC or project-specific requirements.

Most certificates are issued the same day — often within a few hours. For urgent jobsite requests, our service team provides priority turnaround to keep your projects moving without delays. We maintain a streamlined internal process specifically for contractors, ensuring your COIs are clean, accurate, and fully aligned with GC or project-specific requirements.